I get annoyed ever time someone says such-and-so drug is going to be "free"...
John Cochrane: The Real Trouble With the Birth-Control Mandate - WSJ.com: Insurance is a bad idea for small, regular and predictable expenses. There are good reasons that your car insurance company doesn't add $100 per year to your premium and then cover oil changes, and that your health insurance doesn't charge $50 more per year and cover toothpaste.
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